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The modern finance platform. All your business in one app.

Keep your business account needs safely organized under one roof. Manage money quickly, easily & efficiently.

The fastest-growing companies use Momento.

Loved by top industry leaders. See what customer are saying.

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For a freelancer, traditional banks are really archaic. I know exactly how much I pay for every service I need.

Momento for Services

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Excellent service! We were able to deposit the share capital online, and the customer service was really helpful.

Momento for SaaS

All your finance modules in one app

We have a range of price plans to match your needs, so you can start small and scale up.

SWIFT PAYMENT

Wire money in 18 currencies.

Send and receive transfers inside the SEPA zone and beyond via SWIFT.

PAYMENTS

Business IBANs account.

The all-in-one account you can open in 10 minutes.
Unlimited transaction history Invoicing.

PAYMENTS

Business IBANs account.

The all-in-one account you can open in 10 minutes.
Unlimited transaction history Invoicing.

Discover our card

ACCOUNT HOLDER

Organize your finances.

Open multiple accounts to separate budgets or isolate expenses.

Customized cards available with every plan.

Pay securely online and in-store with physical and virtual cards. Transparent pricing – no hidden fees. Monthly payment limits up to $60,000.

Discover the Momento Card.

The essentials

Discover Plus Card

Discover Premium Card

Card type

Personalize settings of your One card (included).

Physical
Physical & Virtual
Accounts

Create several accounts with individual IBANs.

2
5
Card payment limits

Per calendar month

$50,000
$200,000
Cash withdrawal limits

Per calendar month

$2,500
$5,000
Card Insurance

Per account

Fraudulent payments
Premium coverage

Frequently Asked Questions about Momento

Is Momento a Bank?

Momento is not a bank but rather a payment institution supervised by the Banque de France (under the number CIB 16958). We enable companies (existing ones or those in the process of being registered) to benefit from a payment account and all the means of payment necessary for the smooth running of their business (physical and virtual cards, direct debits, international transfers, cheque deposits).

The funds are partly “segregated” in the books of Credit Mutuel Arkea. The other part is invested in qualified money market funds, the units of which are held in the books of Societe Generale in accordance with our legal and regulatory.

Who can I open a Momento account?

We enable companies (existing ones or those in the process of being registered) to benefit from a payment account and all the means of payment necessary for the smooth running of their business (physical and virtual cards, direct debits, international transfers, cheque deposits).

How do international payments work?

The funds are partly “segregated” in the books of Credit Mutuel Arkea. The other part is invested in qualified money market funds, the units of which are held in the books of Societe Generale in accordance with our legal and regulatory.

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Momento goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We are creating the future of business banking and finance, and we’d love you to join us.